How to feed your family of 4 on less than $12.00 a day

Here is an example of how to feed your family of four on less than 12.00 a day. Sounds pretty impossible, right? Not if you think about it and make sure you always have certain staples in the house. The following is an example and breakdown of the actual costs to feed MY family. (I am not making this up.) If you really want to stretch those food dollars, get in the habit of having soup & grilled cheese for dinner one night a week. It’s inexpensive, delicious and nutritious! Also, have leftovers at least one night a week…waste...

How to Select the Right Credit Counseling Service

If your financial situation is in bad shape, you might want to consider the services of a credit counselor. If the bill collectors are calling and the payments and interest rates are stacking up, a credit counseling service can probably help. If your financial situation is in bad shape, you might want to consider the services of a credit counselor. If the bill collectors are calling and the payments and interest rates are stacking up, a credit counseling service can probably help. The right counseling service can help you...

A close insight to Payday Loans

To handle your financial emergencies, Payday Loans are very helpful. Payday lenders provide an easy interface for consumers for applying. Normally if a person has a good credit history it gets approved immediately. But one should look for the best payday lender before applying. Various financial emergencies like hospital bills, medical bills, house repairs, car repairs can arise anytime to anyone. To cope with such situations, payday loans help a lot. Also, they can be of great help during the holidays like Christmas, New...

Payday loans: Try to look for the best lender

Payday loans are short term loans. They help a lot in case of financial emergencies like festivals, medical emergencies etc. You can just borrow from a few pounds to a few hundred pounds depending upon your need. If you are unable to pay on time then most of the payday lenders will have an option to postpone the repayment date. A payday loan is a short-term loan given for a very short period of time that is dated the same as your next payday. The minimum requirement to get such a loan is that you should be at least 18 years...

How to Stick to a Savings Plan

Sticking to a savings plan is often a matter of lifestyle changes, courage and discipline. Spending money is easy if you possess the money and with the use of credit cards you can come in trouble if you don't efficient plan. Saving money is essential for short and long time goals but many people struggle to stick to a savings plan. Making saving to a habit is necessary if you want to succeed but it is easier said than done. We all have daily expenses we can't avoid and it is often difficult to maintain a certain saving habit...

Trick Yourself into Saving Money

It's tough making ends meet and even tougher to put money aside for emergencies. By getting into the habit of saving and following these easy tips for saving money you'll be on your way to a bigger bank account. One of the best pieces of financial advice is to pay yourself first. After all, if you never even see the money in the first place, you won’t miss it. Even if you only save a little at a time, the savings add up if you continue month after month. Whether you are saving for the long term such as retirement, a new home,...

Is Zero Percent Financing Worth the Risk

Zero-percent financing offers are great credit building tools and can even turn you a profit if accepted and handled properly. The challenge is finding zero percent financing offers that are worth it as some may come with unwanted fees, restrictions, and so forth. The most common zero-percent financing offers come in the form of 0% credit cards and more then often in the form of car payment financing. How many times in a day do you see advertisements for 0% financing on new and used cars vs. 0% offers for credit cards, mortgages,...

Avoid Financial Strain with a Prepaid Credit Card

Prepaid credit cards are becoming more and more popular. As Americans find themselves stretched to financial limits, these cards have become a way to avoid overspending. A prepaid credit card works just like a regular credit card, except you have to pay before you use it. Such cards are available everywhere and offered by most major card issuers. American Express, Master Card, and Visa all offer prepaid credit cards. They even look so similar to their brethren that it’s hard to distinguish the prepaid card from the standard...

Easy Ways to Trash your Financial Life

Timely payment of your credit card dues is a must for you to have a healthy financial life. Delay in payment for just one day can bring a huge penalty for your available credit limits. Beware not to cross the limit of 30 days. You may risk your whole financial life if you ever cross this limit even by mistake. At times your credit card payment is delayed due to some confusion or a small financial problem. If this delay is not more than one or two days, you still have an option to contact the card issuer. You can manage to...