How to Save Money Personally and How to Save Money Every time

Step 1
If you have access to a hose, wash your car yourself instead of going to a
car wash. If you don't have access to a hose, use a doit-yourself car wash instead of the full-service type.

Step 2
If you really can't stomach tap water, buy spring water by the gallon and
pour it into a smaller bottle. If you drink one 16 ounce container of bottled water a day, you could save 25 percent, or $25 a month or more.

Step 3
Don't buy books that you're going to read for pleasure. Use the library,
swap with friends, or go to used book sales or yard sales. People are always trying to get rid of perfectly good books. Limit purchases to books you want to keep for reference, like a good dictionary and thesaurus.

Step 4
Don't let down your guard when it comes to controlling your spending
just because you're flush with cash from your summer job. Continue to practice the same control you've practiced during the school year and save as much of your earnings as possible. Every dollar saved is a dollar less you have to borrow with interest.

How to Save Money Every time
Step 1
If you're a camera hound, get a digital camera and upload your favorite
photos to an online service like http://www.ofoto.com for printing. Not only will you save the cost of film at $4.00 or more per roll, you won't keep paying for photos that don't come out well.

Step 2
Buy school supplies like paper, pencils, and pens at an odd-lot store like
Big Lots. They buy leftover items at a steep discount and pass the savings on to you. Why pay full price for the same product?

Step 3
Crime has become big business on college campuses because today's students bring so many valuables to school with them: computers (many of them fully portable and easy to steal), DVD and CD players, electronic games, Palm Pilots, and other gadgets. Keep track of your stuff, keep your dorm room or apartment locked, and keep valuables out of sight.

Step 4
Do it now.